Welcome to
Savings Highway Group Plan

Savings Highway Group Plan is not your typical health coverage. Savings Highway Group Plan is a partially self-funded health care coverage program regulated by ERISA which is the Federal Law that sets the standards for over 60% of employer established health care plans in private and public sector industry.

Imagine zero deductible, first-dollar coverage, no medical underwriting, no pre-existing condition exclusions, ACA mandated coverages, and more – plus nationwide preferred provider networks that includes over 4000 primary hospitals and most licensed board-certified physicians. Savings Highway Group Plan offers “no deductible” coverage with flexibility, affordability, and usability so Employers can now effectively manage employee health care needs and benefit costs.

Your staff can purchase the amount of coverage that they believe best fits their needs and lifestyle. Savings Highway Group Plan provides a great solution for Employers to attract and retain valuable employees with a robust medical benefits program. Savings Highway Group Plan is implemented on a contributory or non-contributory basis and fit easily into your 125 cafeteria plan to pay for certain benefits on a pre-tax basis.

For Employers, there are two programs:

  • Savings Highway Group Plan offers 4 comprehensive plans to cover individuals and families.
  • The Alliance for Shared Health (ASH) plan, offered through Free Market Administrators (FMA), has 3 catastrophic plan levels to choose from – $150,000 maximum, $250,000 annual maximum, and $500,000 annual maximum.

Please review these plan offerings carefully and select the coverage option(s) that will meet your family’s needs.  Savings Highway Group Plan plus one of the ASH catastrophic plan levels will likely meet coverage level needs.  Don’t forget to direct any questions to a qualified representative.

So come join us for a brief overview of Savings Highway Group Plan – healthcare the way you always wanted it to be! Click the buttons below to explore the plans, and find providers or pharmacies.

      1. Click on the button above to open the Multiplan website
        to search PHCS providers.
      2. Click on the green “Select Network” button.
      3. Choose “PHCS”
      4. Choose “I don’t see any of these statements”
      5. Choose “Front”
      6. Use the search feature to find health care providers
        in your area