Welcome to
FMA Freedom Select Plans

FMA Freedom Select Plans are not your typical health coverage. FMA Freedom Select Plans are a partially self-funded healthcare coverage program regulated by ERISA which is the Federal Law that sets the standards for over 60% of employer-established healthcare plans in private and public sector industries.

Imagine zero deductible, first dollar coverage, no medical underwriting, no pre-existing condition exclusions, ACA-mandated coverages, and more – plus nationwide preferred provider networks that include over 4000 primary hospitals and most licensed board-certified physicians.  FMA Freedom Select Plans offer “no deductible” coverage with flexibility, affordability, and usability so Employers can now effectively manage employee healthcare needs and benefit costs.

Your staff can purchase the amount of coverage that they believe best fits their needs and lifestyle. FMA Freedom Select Plans provide a great solution for Employers to attract and retain valuable employees with a robust medical benefits program. FMA Freedom Select Plans are implemented on a contributory or non-contributory basis and fit easily into your 125 cafeteria plan to pay for certain benefits on a pre-tax basis.

The FMA Freedom Select Plan offers 3 plans to cover employees and their families.

Please review these plan offerings carefully and select the coverage option(s) that will meet your needs.  Don’t forget to direct any questions to a qualified representative.

So come join us for a brief overview of FMA Freedom Select Plans – healthcare the way you always wanted it to be! Click the buttons below to explore the plans, and find providers or pharmacies.

      1. Click on the button above to open the Multiplan website
        to search PHCS providers.
      2. Click on the green “Select Network” button.
      3. Choose “PHCS”
      4. Choose “I don’t see any of these statements”
      5. Choose “Front”
      6. Use the search feature to find health care providers
        in your area